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A transfer of equity is the legal process of changing who owns a property. This may involve adding someone to the title deeds, removing a former partner, or transferring ownership shares between family members. At Zavri Law, our experienced property solicitors make the process clear, efficient, and legally secure from start to finish.
No two transfers of equity are the same. Our solicitors begin by carefully reviewing your individual circumstances. Whether the transfer is linked to a separation, inheritance planning, or financial restructuring, we’ll clearly explain your legal position and guide you on the most suitable way forward.
Our solicitors act for both leaseholders and freeholders. We manage the full transfer process on your behalf, ensuring the transaction progresses smoothly and with minimal stress.
Accuracy is essential in a transfer of equity. Our solicitors will:
Draft or review the transfer deed
Ensure documents meet legal requirements
Handle mortgage lender approvals (if required)
Prepare declarations of trust where ownership shares are changing
Updating the property title is a critical step. We take care of:
Submitting the transfer application
Paying the correct Land Registry fees
Dealing with Stamp Duty Land Tax (where applicable)
Ensuring the ownership records are updated correctly
If disagreements arise or ownership arrangements are complicated, our solicitors provide practical, solution-focused advice. We can help resolve disputes, protect your interests, and keep the transfer on track.
We focus on making legal services simple, affordable, and accessible.
Property law expertise
Our solicitors specialise in property ownership transfers, from straightforward changes to complex equity arrangements.
Fixed-fee pricing
You’ll receive a clear, upfront quote with no hidden costs.
Cost-effective legal services
Our fees are often significantly lower than traditional law firms, without compromising quality.
Fast, efficient service
We can connect you with a dedicated solicitor quickly to keep your transfer moving without delay.
You can trust Zavri Law to connect you with experienced, client-focused professionals.
Fully qualified and regulated
All solicitors are authorised and regulated by the Solicitors Regulation Authority (SRA).
Property law specialists
Our solicitors have extensive experience handling residential property transfers and equity changes.
Strong track record
We work only with solicitors who consistently deliver positive outcomes and excellent client feedback.
Clear and approachable advice
Legal matters are explained in plain English, with advice tailored to your situation.
Costs depend on how complex the transfer is.
Initial consultation and case assessment from £189
Full representation for a freehold property from £399 (excluding title deeds)
Full representation for a leasehold property from £549 (excluding leaseholder information packs and title deeds)
You’ll receive a fixed-fee quote tailored to your case, so there are no unexpected charges.
In addition to solicitor fees, other costs may apply:
Land Registry fees – based on the property value
Stamp Duty Land Tax (SDLT) – if financial consideration or a mortgage is involved
Mortgage lender fees – administration charges where lender consent is required
Property valuations – sometimes needed to confirm market value
Your solicitor will explain all costs clearly before the process begins.
Here’s how a typical transfer works:
Your solicitor reviews your circumstances, explains your rights, and outlines the process.
Transfer deeds, lender forms, and trust documents are prepared and checked for accuracy.
If the property has a mortgage, lender consent is obtained and terms are updated.
All parties sign the documents under solicitor supervision.
The updated ownership details are submitted for official registration.
Any SDLT or related tax is calculated and paid on time.
Once registered, you’ll receive confirmation and updated ownership records.
Some situations require extra care, including:
Existing mortgages requiring lender approval
Financial payments triggering SDLT
Disputes following relationship breakdowns or inheritance
Gifting property with tax implications
Unregistered properties
Shared ownership or legal restrictions
Third-party consents (trustees, guarantors, co-owners)
Disagreements over property valuations
Expert legal support helps avoid delays and costly mistakes.
Our solicitors regularly assist with:
Adding a spouse, partner, or family member to a property
Removing an ex-partner following separation or divorce
Transferring property through inheritance
Gifting property for tax planning purposes
Adjusting ownership shares between joint owners
Some people transfer property during their lifetime to reduce inheritance tax exposure. While gifting property can remove it from your estate, special rules apply.
If you give away a property or share of one and pass away within seven years, the gift may still be considered when calculating inheritance tax. The potential tax reduces over time but does not disappear immediately.
Professional legal or financial advice is strongly recommended before making such decisions.
The 7-year rule applies when property is gifted:
If you die within 7 years, inheritance tax may apply
The tax reduces the longer you survive after making the gift
If you live beyond 7 years, the gift is usually excluded from your estate
This content is for general information purposes only and does not constitute legal advice.
Property and tax matters can be complex and vary based on individual circumstances. You should always seek tailored advice from a qualified solicitor before taking action.
